When it comes to choosing commercial insurance, most business owners want to know what insurance they need and how much it will cost. Whether you know exactly what you’re looking for or require some assistance figuring out the type of coverage you need, Centinello Insurance agents are here to assist you and carry out the Commercial insurance you will need.
One of the biggest factors in determining what insurance coverage is needed depends on the Business Type. Other important considerations include:
General Liability Insurance
- Number of employees
- Years in business
- Gross annual revenue
- Whether the business owns, leases or rents the building(s) they operate from
is a foundational policy that covers basic exposures for businesses. This is coverage designed to protect you in the event that you cause bodily injury and/or property damages during the course of your normal business operations.Business Owners Policy
combines commercial property insurance and general liability insurance and business personal property and/or buildings.Workers Compensation Insurance
is something you need to think about if you have employees. Commercial Auto Insurance
is liability and physical damage protection for vehicles that are used for business. Commercial vehicles require a separate policy because they’re typically exposed to more risk than personal vehicles and helps protect your employees when they're behind the wheel.